No one is accusing or insinuating users are "stupid", no one cares weather or not a user chooses to use a subscription (they are there purely for convenience sake and the vast majority of users choose to make use of this convenience).
I would wager that your small list of rules would cause just as many if not more false positives when compared to the whole of any well written subscription (EasyList, Fanboy's or my own).
Also I'm not sure how the user copying and pasting your group of rules helps them better "understand" how to fix and investigate issues ??

I have no problem with a user choosing not to use a subscription, what I object to is the rules you are suggesting. Those particular rules will cause more harm than good.